Housing-Estate.com, Jakarta – Bank BNI next year will provide a more competitive mortgage rates. The numbers are estimated at under 10 percent percent or single digit. Lower interest rates have the effect of easing the loan to value (LTV) or the ratio of equity to the loan amount.
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“The economic conditions are expected to be better with a lot of stimulus and regulation that makes mortgage rates much lower than this year. So we are optimistic BNI KPR distribution this year could reach Rp38 trillion and next year could rise above 10 percent, “said Director of Consumer Bank BNI, Eko Cahyo Anggoro, to housing-estate.com in Jakarta, Tuesday (6/12).
easing LTV, further Anggoro, encourage the distribution of KPR BNI for first home purchases worth 350 -500 million. Most mortgages used to finance home BNI 500 million – 1 billion.
“Until the end of September 2016 lending rate (prime lending rate) is 10.5 percent, and the current trend will continue to decline, so we are optimistic that next year to single digits. BNI Bank mortgage portfolio is also the biggest contributor to the entire consumer credit stood at 57.9 percent, “he added.
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