Housing-Estate.com, Jakarta – Advances or depe become one of the obstacles to buy housing. Maybe consumers have the ability to pay the monthly installments, many were not prepared to provide 10-20 percent down payment. Therefore consumers should look for a solution, either by saving or setting aside some income. For example, allocates 10 percent of income or do depe social gathering with members of several people, for example 5-10 people.
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“There are several ways that we can take to prepare depe, besides saving could invest in mutual funds or stocks if plans to buy his house is still long, “said Eko Endarto, financial planners from Finansia Consulting, in Jakarta, Tuesday (1/11).
Eko said two investment instruments that can be selected when the target has homes are still five 5 years or longer. When you plan to buy the house next three options suggested savings in gold or precious metals, fixed income mutual funds, money market funds, or deposits.
Mutual fund costs are relatively low and has been categorized as an attractive investment instrument. Capital to invest in mutual funds should not be large. With hundreds of thousands of money can buy mutual funds. What needs to be done by the investor by studying in detail the investment products selected and understand that any investment products there are advantages, disadvantages, and risks.
Mutual funds can provide higher returns than savings interest is only 4-6 per cent per year. Eko reminded to make an advance payment should not come from a loan from wherever it comes from.
housing-estate.com
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