So Property Developers without capital? Kok can!

Photo: Rumah123 / iStock

You want to do business property, but confused how? Executive Director of Century 21-Ciputra Group, Fach Suherman said, without any capital you can become a developer.

Ga reasonable indeed become a developer without capital. More-over land and property prices continue to rise each year. Especially for developing regions.

However, he says there are ways terssendiri. Prospective developers can meet face to face with the land owners.

“You make a deal with the land owners. Suggest revenue sharing. It could also pay gradually if no units were sold. Moreover, if the owner of the land you know or familiar,” he said.

Landowners do not need to spend any capital for the construction of the unit, as it becomes the responsibility of the prospective developers.

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Furthermore, take care of business licensing. Determine the design of the building. After know what will be built, do not forget to take care of building permit (IMB). Including permits Environmental Impact Assessment (EIA).

For developers, from conventional banks also provide loans to potential developers.

“For developers who want to start building, each bank offers construction loans. If the buyer’s credit mortgages or KPA, “he said.

How to submit an Griya Yasa Credit or Credit Construction (KYG) by the State Savings Bank (BTN), the applicant is a business entity incorporated or cooperatives still within Indonesia. Specified in the articles of association or changes.

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Applicant KYG entity status of individual businesses or CV will be given a maximum of 2.5 billion borrowing capital , Do not forget licensing documents for construction projects must be complete.

The provision of credit, can be given a maximum of 80 percent of the working capital requirements of construction. A maximum period of 24 months and can be extended with a consideration of the performance of the previous (past performance).

Provision of one percent of the maximum credit. Then the other costs, namely the notary fees, the assessment collateral items, the cost of insurance. Lastly, collateral financed project site. Loans granted BTN will be given to the completion of the project. The cost of facilities and pre facilities also exist. Siiip right? (Wit)

rumah123.com

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