Illustration. Moreover, if funds are available. However, being a property business, especially for beginners, take caution so as not to suffer losses.
A smart businessman kudu property finance processing and calculates the purchase and income, and mortgage payments. That was conveyed Vice President Marketing PP Property, Ari Kartika on a talk show in the Atrium Mall Kasablanka Jakarta, Thursday (24/11).
“To minimize the risk, determining the location of the most important. Then, the way the leasing program. For example, the price of apartments 300 million, continuing a five percent down payment, installment six times. Well, which is again seen the mortgage principal. If the rent is two to three million, continues installment principal 10 years, every month can still be paid and the remaining Rp1.5 millions of rent, “he explains.
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State Savings Bank (BTN) as banks have long wrestle property finance provide assurance to the property business or residential buyers. Mainly for the repayment of the property, only BTN are on the long term.
“Only in BTN love the time period to 25 years for the payment of the installments,” said Property Portal Department Head Non-Subsidized Mortgage and Consumer Lending Division BTN, Iwan Somantri, at the same event.
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Complete document, eg Family Card (KK) and slip the incomes of the submitting credit houses or apartments, BTN has been able to agree with the process of working five days.
“If submitting credit documents complete the appropriate list, but in our opinion the process of more than five days will be no action. we give a sanction to employees who handle, “he said.
So, what are you waiting? Immediately into the property business! (Wit)
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