Micro mortgage interest BTN 10 Percent

JAKARTA, KOMPAS.com – State Savings Bank Persero Tbk (BTN) plans to launch a pilot project mortgage (KPR) micro segment in January 2017.

The pilot project was scheduled to be held in Jakarta with a target informal workers such as street vendors, fishermen, meatball sellers, and others.

“we are still looking for cooperation because this concept should be in the form of a community, first we worked with Housing, both possible with PMN,” said Director of BTN Maryono, in Jakarta, Wednesday (14/12/2016).

There are also funds KPR BTN Micro given is Rp 25 million to Rp 30 million.

According Maryono, the condition may not much different with mortgage subsidies, including the amount of interest charged to the public.

“the flowers are similar to the mortgage subsidy but also will make it easier so that the safety and security of banks themselves secure. How would not payment in full or installments hampered,” added Maryono.

Therefore, Maryono assess ideally interest for mortgages Micro is in the range of 5 to 10 percent.

“the range of interest will see the cost of funds and the ability of buyers and community cooperation. The more secure then the interest rate can go down, probably 10 percent of the future, “he concluded.

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