JAKARTA – The government is continuing to build housing finance assistance scheme. Next year, the new scheme will be launched, namely mortgages (mortgage) for informal workers or mortgage Micro.
Director of Planning, Housing Finance Directorate General of Housing Finance Ministry of Public Works and Public Housing (PUPR) Eko Heripoerwanto said that the scheme of mortgage Micro arguably resemble help home independently.
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“it’s like a home independently. If such a provision, now it’s the self-help of his money given, means the money from the funding side of their property, “said Eko in Jakarta, Monday (14/11/2016).
However, Eko explained, the difference lies in the level of risk. “Mortgage financing scheme that they take some kind of micro-credit which will be refunded used for home improvements or other, if not back risk while non-baseball,” he said.
Thus, in addition to the house must be so then they are using a mortgage Micro should have the ability to restore. For that it will be set in detail through the Minister (Candy) about the target of the target group KPR Micro.
“In order to not be mixed with self-help housing recipients during this time because it would target rather on top of low-income communities (MBR) on normal or people who have income but low,” he said.
Meanwhile, Director General of the Housing Financing Maurin Sitorus adding that the house is more to the self-help grants, while mortgage loans Micro will implement the scheme.
“Unlike the self-help homes, if it grants but if it’s a loan,” he added.
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