JAKARTA slogan “little spoiled, young spree Spree, rich old, and die to go to heaven” seems to be a plan stage of life expected many people, especially those who belong to the generation Y.
Generation Y is a generation that born after the year in the early 1990s and is still in the pioneering career and have not thought about the direction future life.
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Even leading fashion website Women’s Wear Daily revealed that in the year 2035 is predicted to be the generation Y most consumptive generation throughout history.
consumer behavior is performed continuously feared a negative impact on the perpetrators themselves or family and others.
Except, konsumtifnya allocated to stuff that seems less useful today, but have more value in the future. Buy property on the outskirts of Jakarta, for example.
Speaking superannuation, financial planners from the Financial QM, Yasmeen Danu express one’s especially for those who are still young, should have a clear target for the future.
hope, for the style of life lived before retirement remains unchanged when retirement comes.
“Count how many more years you will retire. Then check the condition of the current financial and project is worth enough to retire, huh? If not enough, feel free to add nominally greater, “he said.
House Middle of Nowhere? No problem! Some people even more confidence to invest the property rather than securities which are abstract.
“For example, my target time of the old days is have a home in a premium location, or even at home. Well, think of me, how much money should I gather from now in order to have a second home in the 50s. Do not forget to calculate inflation, “said Yasmeen.
In essence, during the still of childbearing age, a person is usually not constrained dependents and repayments are often burdensome. So there should be no reason not to raise the retirement assets of now.
The portion of the savings can be adjusted depending on ability, but more would be even better.
“Minimal savings each month is 10% of salary. If it could be bigger than it was a nice portion. As for entertainment funds such as buying clothes, dining and entertainment, naturally only 20%. Never exceed the limits in order to avoid consumer behavior, “said Yasmeen.
“Everyone has the fortune of each. But the root cause is not actually exist on the amount of income, but the amount of spending. Therefore, for the young, let’s be honest to yourself and learn to control the finances so as not to be a disaster then, “he said.
Buying a property in this case petak- homes that are far away from the city Jakarta today can not be underestimated. Besides the price is still cheap, homes in areas outside of Jabodetabek offer very affordable nominal installments.
Although seemingly can not be used for a primary residence, but the house is certainly a necessity any person can certainly rent.
The money from the tenant decent allocated to increase the coffers of the pension fund, and thus additional income when they retire later
Nevertheless, consumers still must be astute in the target location if it were busy looking for people to sign. Happy saving!
property.okezone.com
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