Involve Micro Mortgage Bank Financial Institutions and Non-Bank

JAKARTA, KOMPAS.com – Various policies are made to meet the housing needs of low-income communities (MBR). One is a loan (mortgage) micro.

Mortgage micro is an alternative financing scheme aimed at MBR with the worker’s status of non-formal.

Referred MBR US non-formal are those who do not have a steady income and access to banks or not bankable for example, street vendors, fishermen, farmers, and others.

Therefore, a program which is planned to be released in 2017 will involve a lot of financial institutions to simplify the process of granting credit.

“So because of this government program is actually open to the financial institution whatever. But, all of that of course there are risks and government sekaang is looking to the risks of the lightest,” said Planning Director finance Ministry of Public Works and Public Housing (PUPR) Eko D Heripoerwanto, in Jakarta, last week.

Heri explained, it will rake in some banks, especially those related to regional banks.

previously, the Ministry PUPR has spawned two schemes of financing of housing that mortgage liquidity facility housing finance (FLPP) for MBR with income range Rp 4 million to Rp 7 million per month and the difference in interest subsidies (SSB).

If the mortgage FLPP, government work together with 24 banks with details of nine national banks and 15 regional banks, another case with mortgage micro will also involve non-bank institutions.

“Is it just the BTN course is yet to be decided, it could be later financial institution non-bank , then there is also the possibility of opening a regional bank, “said Heri.

properti.kompas.com

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