Already Out Rule, Property Loan Bank Stranger Not Received

JAKARTA, KOMPAS.com – Although it has been regulated by the government, foreign property ownership is disputed, especially from the banking side.

According to the Chairman of the DPP REI Eddy Hussy, some banks do not accept credit proposed for the property a foreigner.

“the banks do not receive rights to use, whereas according to the Ministry of ATR / BPN (Agricultural and Spatial Planning or the National Land Agency) is unacceptable. It should disosialisaikan,” said Eddy current Group Discussion “Assurance Policy Implementation of Property Ownership by Foreigners” , at the Hotel Rafles, Jakarta, Monday (31/10/2016).

He said, in fact already evident between the rights of use and rights to build (HGB). Initially, the bank still thinks that both have different notions. But in terms of rights and time, between the rights of use and HGB is actually the same.

Due to ignorance and skepticism from the bank, the implementation rules of property to foreigners be no maximum on the field. However, Eddy believe it is only a matter of time until banks understand this.

“Bank’re also looking for a business. If the property is nice and secure, then no problem,” said Eddy.

Rule property ownership of foreigners in Indonesia is set in two regulations, namely the Government Regulation (PP) and the Regulation of the Minister (Candy).

Regulation No. 103 of 2015 contains the Home ownership stay or residence by stranger domiciled in Indonesia.

While Chewing Agricultural and spatial Planning / Head of National Land Agency Number 29 Year 2016 set up procedures for the granting, release, or Transfer of the Right to Housing Shelter or occupancy by Stranger domiciled in Indonesia.

Under this rule, Hak Pakai will be given when people buy a property that already has the status of property rights or HGB. Notary is a party to a deed of transfer of rights, and official auction a deed the minutes of the auction on Ownership and HGB.

Right of Use for the sole houses or flats new, was given 30 years, which can be extended for 20 years and renewed 30 year. for a period of 30 years.

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