KPR BTN Launches Soon Micro’s Home Rp25-30 jt

Jakarta, mpi-update. PT. State Savings Bank Persero Tbk (BTN) will launch a pilot project mortgage (KPR) micro segment in January 2017, with a price range of homes financed Rp25-30 million, excluding the price of land.

BTN President Director Maryono in Jakarta, Tuesday (13/12), said that the targeted segment of microcredit are informal workers, such as fishermen, farmers, itinerant food vendors and informal workers who earn income amount is not fixed.

“Around Rp25 -30 million for his wake. Total cost not know yet, because it does not include the land, “he said.

To deliver this micro KPR BTN will cooperate with state-owned Perumnas. Maryono said the prime location that will be the distribution of mortgages Micro will be determined by consideration of Housing.
Likewise with the filing requirements of this Micro mortgages. Maryono said the company has not finalized the terms of mortgage Micro.

But certainly, Maryono said, to be able to prevent the ratio of nonperforming loans, mortgages Micro customers should discount that does not differ much revenue each month.

“Compare with mortgage subsidies. Which can mortgage this subsidy revenue (below) Rp4.5 million per month. For groups of micro mortgages may be around or could be more than Rp 4.5 million, “he said.

for mortgage Micro, Maryono said, the company is still mengkalkulasinya. Consideration mortgage interest micro is the absorptive capacity of financing of informal workers.

There is a possibility, he said, mortgage Micro can be ranged by the level of mortgage subsidy of around five percent.
“We expect interest entered the mortgage subsidy, “he said.

Maryono said mortgage Micro can help reduce the level of housing shortages (backlog) for the people who currently reaches 13.3 million homes.

The mortgage Micro, Maryono targeted the shortage of houses can be reduced by around 2.6 million units or 20 percent. (Ant.)

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