State Savings Bank Tbk. held a discussion entitled “The Role of Banking Sector in Supporting Property For Economic Locomotive” in Jakarta, Wednesday (14/12). Director of the State Savings Bank Tbk, Maryono said sure, if the housing sector nationwide in 2017 will continue to improve.
“Therefore, there are fixes several determinants of business growth properties, such as the positive economic growth, interest rates references tend to fall, the demographic bonus, until the construction of infrastructure that will continue to grow, “said Maryono. Therefore, Maryono admitted his side will focus on the creation of new property developers, as well as polishing the digital banking services, to work on the great potential of the property sector.
“That is, a lot of business space that could be developed. So, BTN encourage the creation of new development on the supply side, and continue to innovate in digital banking for acceleration in the demand side, “said Maryono.
Further Maryono explained, in encouraging the birth of new entrepreneurs in the property, BTN has a program mini MBA in Property. Until now, the program has graduated 235 prospective entrepreneurs in the property sector, and is targeted to increase to 1,000 people in 2017.
“Business Opportunities comprehensive housing sector is still to be developed. Until September 2016, the housing sector’s contribution to GDP (gross domestic product) will range 2,5-2,8 percent, “said Maryono. Positive projections for the housing sector, continued Maryono, also seen from the government policy that puts the property sector as a priority. Moreover, in the sectors of national property, BTN not only act as a financial institution, but also to be the initiator and integrators, as well as the center of information and expertise.
So next year, Maryono said it also will establish digital mortgage company. “With this system, people can apply for mortgages (mortgages) online,” he said. Unknown, until October 2016, business growth BTN (unaudited) is still above the industry. The Company recorded an increase in its assets by 18.08 percent on an annual basis (year-on-year / yoy) of Rp167,74 trillion in October 2015 became Rp197,72 trillion in the same month this year.
Credit was up 16 , 63 percent (yoy) from Rp132,89 trillion in October 2015, became Rp154,99 trillion in October 2016. Meanwhile, deposits grew 19.01 per cent (yoy) from Rp124,4 trillion in October 2015, becoming Rp148, 05 trillion in October this year
While the Minister of Agrarian and Spatial Sofyan Djalil said, there are a series of obstacles in meeting housing needs, ranging from the high price of land up to the existence of the land mafia. To overcome the constraints of price, it plans to realize the establishment of land banks. “We will make government regulation (PP) forming the land bank, later the land bank is an institution that manages the land under the Ministry of ATR / BPN, Insha Allah operation in 2017,” said Sofyan.
Bank land could take the lands abandoned so that the price of land for housing can be controlled. The plan, PP formation of land bank would come out before the draft Law (Draft) Land been discussed in Parliament.
CEO Indonesia Property Watch (IPW) Ali Tranghada support the government’s plan to form the land bank. “The instrument can control the price of land is the land bank. Without it ya market mechanism, there’s no sign-rambunya, “said Ali.
Ali explained, during this time, a surge in land prices occurred because the price is determined by market mechanisms. As a result, when prices rise, developers are at a loss to sell it. In fact, there are still many that need homes.
The same thing was conveyed by the Director of Sinarmas Land Ignez Kemalawarta. In order to address the backlog, the necessary acceleration of the realization of the land bank. “With the land bank, the price could be reached,” said Ignez. YS
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