JAKARTA – Indonesia Property Watch (IPW) has predicted the market share of mortgages (mortgages) grew ranges from 8-10% in 2017. This was due to growth in housing supply and a reduction in lending rates applied beebagai banking in Indonesia.
IPW Ali Tranghanda Executive Director, said that every 1% decline in interest rates, will increase mortgage market share of 4%. With the current conditions of some banks reduce lending rates from 10% to 8%, prediction IPW can happen.
“Although the central bank has not cut rates influenza, but some banks have launched programs or promo discount rate. This could spurring the increase in mortgages. Although, in this mortgage is no time lag, so that its impact can be felt in the years ahead, “Ali said in the Economic Forum Nusantara in Jakarta, Wednesday (14/12).
Ali said the government and banks are starting to innovation funding to build or repay a home. Most recently, said Ali, the discourse mortgage micro intended for informal sector workers.
“There are still many obstacles in the field, especially about the certainty of the guarantee. Kan informal workers they are not the group can not afford, but the earnings are not anyway. so we are proposing no such cooperative community base was, to collect them, so no guarantees, “he said.
Laila Ramdhini / EDO
Investor Daily
beritasatu.com
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