Housing-Estate.com, Jakarta – The amount of housing needs in Indonesia requires the support of a solid financial system. Housing finance schemes should also be more efficient in order to provide broad access to low-income communities (MBR).
“our housing finance system is not efficient and is not maximized help the MBR to access the house. This issue must be addressed jointly by the central and local government, and all stakeholders including the community, “said Maurin Sitorus, Director General of the Housing Finance Ministry of Public Works and Public Housing (Kemenpupera), in Jakarta, this week.
Government, said Maurin, is committed to providing housing, especially for the MBR. This looks at the housing budget in the state budget increasing from year to year. But the state budget funds are never enough so that we should find more creative financing schemes.
Erica Soeroto, author of the Housing Finance System Promoting Efficient said, there are three characteristics of an efficient financing system. First, the primary market and supported housing should be a lot of mortgage portfolio of many banks. Second, it is easy to access long-term funds, and third, the financial system and macroeconomic stability.
housing-estate.com
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