Jakarta – The government’s plan to build one million housing judged to be easy. There is required an efficient housing finance system, to improve low-income communities (MBR) to have a comfortable and affordable housing.
This is revealed in the show guide surgical Promoting Efficient Housing Financing System. Also present were the Director General of the Housing Finance Ministry of Public Works and Public Housing (Kempupera) Maurin Sitorus, author Erica Soeroto and Director The HUD Institute, Zulfi Syarif Koto, in Jakarta, recently.
President Director of PT Sarana Multigriya Financial (first period), Erica Soeroto stressed the importance of the defense of government in housing finance. In any country, he said, the housing finance will not grow without the support of the coordination of various government agencies involved.
“The support that is needed, not dissimilar to support commonly taken by the Government of the countries of Asia after the 1997 crisis , ie remove obstacles that hinder the growth of mortgage healthy, “said Erica.
in addition, he continued, managing risk better, more open access to funding in the capital markets and encourage increased market discipline including providing regulation at every stage of development of the market.
“With this support, it is expected housing finance in Indonesia is not retarded compared to Asian countries such as is the case today,” he said.
According to Erica , the lack of regulation that supports the growth of the housing market, could lead to market shackled, and may be one factor contributing to macroeconomic instability.
“It can have negative impacts such as the spread seedy neighborhood, increasing poverty and actions criminal, which would increase the state budget to address social problems that arise because of a lack of shelter, “he said.
market financing efficient housing, said Erica, becomes an important part in setting macro-economic policy, as the market, the key engines of growth economic, anchor for social stability, could encourage the growth of capital markets, create pressure for the market to function more efficiently.
“government’s attention should be focused on developing the housing finance system as a whole as a whole, in an integrated manner and not on a target certain markets, “said Erica.
Dirketur the HUD Institute, Zulfi Syarif Koto, added that the current financing system is needed that efficient in the housing development sector in Indonesia. Some of the alternatives proposed changes to lift affordability MBR through the mortgage program based on the market which in turn can be securitized.
“It required the commitment and the role of government to support alternatives such changes. If this is not done then the subsidy continues , markets remain inefficient thereby increasing the economic cost is the price that must be paid, “said Zulfi.
Imam Muzakir / FER
Investor Daily
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